At Forbes, "Young People under Obamacare: Cash Cow for Older Workers":
It’s official: the health care law will unduly stick it to young Americans by making them pay far higher premiums starting January 1, 2014. New rules announced this month are even worse than expected when it comes to shoveling an unfair burden onto our nation’s youth. Moreover, they also perversely increase the incentives of young people to remain uninsured.It's not fair.
The newly announced rules limit insurers to charge their oldest customers no more than three times as much as younger ones. As shown in the following chart based on estimates by international management consulting firm Oliver Wyman, the rule will force insurers to hike rates for 18- to 24-year-olds by 45 percent even as rates for those 60 and older drop by 13 percent in most states. That means a 22-year-old waitress paying $2,068 for her health insurance will have to fork over $3,000 when Obamacare takes effect. And these figures even underestimate the actual impact....
The real-world consequence of this regulatory misjudgment is that young people will have an even greater economic incentive to simply pay the $695 annual penalty for not having coverage and wait until they are sick before they purchase it.  In short, it is now even more likely that Obamacare will amplify the perverse incentives for “free-riding” that it was intended to counter.
Clearly, until we observe actual behavior next January, we won’t know precisely how large an adverse selection problem has been unnecessarily created by these new rules. But what we can say for certain is that for young adults who elect to have health coverage, it will be way more expensive next year than it is today.
Is this fair? Ask the typical 20-24 year-old—whose median weekly earnings are $461—whether it’s fair to be asked to pay 50 percent higher premiums so that workers age 55-64—whose median weekly earnings are $887—can pay lower premiums. Think about that. The median earnings for older workers are $420 a week more than those of younger workers, or roughly $20,000 more a year. How is mandating a price break on health insurance for this far higher income group at the expense of the lower income group possibly fair?
Seriously. "Fair" isn't even the word for this. Shoot, is it legal? Young Americans are practically being raped by ObamaCare. The effective violations of liberty with this law are so freakin' astounding, people should be screaming violently in rage. And the thing is, young people don't even know what's about to hit them. I know this for a fact. I've been discussing the consequences of the election for the preservation liberty in my classes. Students were literally shocked when I told them they were going to be taxed under the individual mandate if they were uninsured beginning in 2014. Students will be even more glum when we open debate on current events for the remainder of the week.
Ignorance is very costly, and it's sad too since so many young people practically worship this president.